Collective action problems
The term "collective action problem" describes the situation in which multiple individuals would all benefit from a certain action, but has an associated cost making it implausible that any individual can or will undertake and solve it alone. The ideal solution is then to undertake this as a collective action, the cost of which is shared. An allegorical metaphor often used to describe the problem is "belling the cat". -Wikipedia, "Collective action."
The situation of
References
Hankinson, Michael. "When Do Renters Behave Like Homeowners? High Rent, Price Anxiety, and NIMBYism." Harvard JCHS Working Paper, February 2017. http://www.jchs.harvard.edu/research/publications/when-do-renters-behave-homeowners-high-rent-price-anxiety-and-nimbyism.