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Income-based housing benefit: Difference between revisions
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== Portable housing benefit (in Canada's National Housing Strategy, 2017) ==
from [OAFB 2017]:<br/> "As policies that supported a healthy rental system disappeared, so too did the commitments to rent-geared-toincome units (RGI), or what is more commonly referred to as social housing. Until 1994, Canada’s social housing program had been building 20,000 new units per year, which greatly boosted the availability of housing options for low-income Canadians.25 Around the same time, the Government of Ontario transferred all responsibility of operating and maintaining existing social housing units to the municipalities, which lack the taxation powers and revenues seen at the provincial and federal levels.28 This added increased strain on the budgets of cities and towns across the province, and to this day continues to contribute to the poor quality and long wait lists associated with social housing. With little investment in affordable housing since the 1990s, Ontario’s housing market has been headed towards a state of emergency for years."
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[http://www.unitedforhomes.org/ United for Homes] is an advocacy project led by [[Nlihc.org|NLIHC, National Low Income Housing Coalition]]. Information from unitedforhomes.org:
<blockquote>'''''United for Homes''' is a national campaign comprised of individuals, elected officials, organizations, and agencies—in all 435 congressional districts—working to end homelessness, build a strong foundation, and strengthen communities. We are united by the belief that everyone deserves a decent, affordable home.'' ''United for Homes was created to end homelessness, help build a strong foundation and strengthen communities. Families–and especially children–who live in a stable, affordable homes have better health and education outcomes, have greater access to economic opportunities, and benefit from stronger communities.'' ''United for Homes urges reform of the mortgage interest deduction (MID)—a $70 billion a year tax write-off that largely benefits America’s highest income families—and a reinvestment of the savings in housing that serves families with the greatest, clearest, most pressing needs through solutions like the national Housing Trust Fund (HTF) and rental assistance programs. More than 2,300 national, state, and local organizations, as well as government officials, support United for Homes and our proposal.''</blockquote>
"Proposal To Foster Economic Growth Submitted to the U.S. Senate Committee on Banking, Housing and Urban Affairs."<br/> April 14, 2017. http://nlihc.org/sites/default/files/Policy-Recommendations_Senate-Banking_041417.pdf.<br/>
the voucher/credit sections of this are as follows:
"We recommend that Congress expand rental assistance programs, including equivalent programs on the tax side, to serve an additional 2.4 million low-income families over the next 10 years. This assistance should include:
*'''1 million new Housing Choice Vouchers for homeless and at-risk families with children'''. Vouchers are a proven tool in reducing homelessness and housing insecurity, as well as helping families climb the economic ladder. Housing vouchers help people with the lowest incomes afford housing in the private housing market by paying landlords the difference between what a household can afford to pay in rent and the rent itself, up to a reasonable amount. Administered by the U.S. Department of Housing and Urban Development (HUD), housing vouchers comprise the agency’s largest rental assistance program, assisting more than 2.2 million households.<br/>
*'''500,000 new “opportunity” Housing Choice Vouchers and mobility counseling to help poor families with children live in safe neighborhoods with access to good schools, good jobs, healthcare, and transit'''. We support giving 4 recipients of housing assistance more choice. While housing vouchers offer families the prospect of moving to areas of opportunity, families face many barriers to moving successfully. We therefore recommend that Congress also provide funding to create a mobility counseling pilot program. Pilot funds could be used to improve collaboration between agencies and align policies and administrative systems to eliminate barriers to moving. Funds could also be used to better recruit landlords and educate families about their housing options.<br/>
*A new project-based renter’s tax credit for the lowest income families. A renters’ tax credit could complement the existing Low Income Housing Tax Credit—which works well as a subsidy for affordable housing development, but is rarely sufficient on its own to push rents down to levels poor families can pay—and rental assistance programs such as Housing Choice Vouchers—which are highly effective, but meet only a modest share of the need. Under the proposal, Congress would authorize states to allocate a capped amount of credits to developments for renewable periods of up to 15 years, subject to federal income eligibility rules and state policy preferences. This would allow the credit to be delivered at a limited budgetary cost, but still provide subsidies large enough to help even the poorest families afford housing. Each state’s share of the credits would be set based on its population with a minimum allocation for small states.
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*Galante, Carol, Carolina K. Reid, and Nathaniel Decker. [http://ternercenter.berkeley.edu/fair-tax-credit "The Fair Tax Credit: A Proposal For a Federal Assistance in Rental Credit to Support Low-Income Renters."] Terner Center for Housing Innovation, November 2016. [http://ternercenter.berkeley.edu/fair-tax-credit. http://ternercenter.berkeley.edu/fair-tax-credit. ]<br/>
*Lubell, Jeffrey (2014). "[http://www.abtassociates.com/AbtAssociates/files/ce/ce7c306c-3cce-4dda-96c8-6098abe8a5ac.pdf Housing More People More Effectively through a Dynamic Housing Policy."] Bipartisan Policy Center, 17 December 2014. <br/> [http://www.abtassociates.com/AbtAssociates/files/ce/ce7c306c-3cce-4dda-96c8-6098abe8a5ac.pdf http://www.abtassociates.com/AbtAssociates/files/ce/ce7c306c-3cce-4dda-96c8-6098abe8a5ac.pdf].<br/>
*National Low Income Housing Coalition. "[http://nlihc.org/sites/default/files/Policy-Recommendations_Senate-Banking_041417.pdf Proposal To Foster Economic Growth Submitted to the U.S. Senate Committee on Banking, Housing and Urban Affairs]." April 14, 2017. <br/> http://nlihc.org/sites/default/files/Policy-Recommendations_Senate-Banking_041417.pdf.<br/>
*Ontario Association of Food Banks [OAFB 2017]. "Hunger Report 2017." <br/> [https://oafb.ca/wp-content/uploads/2017/11/Hunger-Report-2017.pdf https://oafb.ca/wp-content/uploads/2017/11/Hunger-Report-2017.pdf].<br/>
*Sard, Barbara, and Will Fischer. "[https://www.cbpp.org/research/housing/renters-tax-credit-would-promote-equity-and-advance-balanced-housing-policy Renters’ Tax Credit Would Promote Equity and Advance Balanced Housing Policy]." Center for Budget and Policy Priorities, 21 August 2013. <br/> [https://www.cbpp.org/research/housing/renters-tax-credit-would-promote-equity-and-advance-balanced-housing-policy. https://www.cbpp.org/research/housing/renters-tax-credit-would-promote-equity-and-advance-balanced-housing-policy. ]<br/>
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