Income-based housing benefit: Difference between revisions

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Housing Benefit is a means tested social security benefit in the UK that is intended to help meet housing costs for rented accommodation. It is the second biggest item in the Department for Work and Pensions' budget after the state pension, totalling £23.8 billion in 2013–14. &nbsp;[more: Wikipedia: [https://en.wikipedia.org/wiki/Housing_Benefit Housing Benefit]].&nbsp;<br/> &nbsp;
Housing Benefit is a means tested social security benefit in the UK that is intended to help meet housing costs for rented accommodation. It is the second biggest item in the Department for Work and Pensions' budget after the state pension, totalling £23.8 billion in 2013–14. &nbsp;[more: Wikipedia: [https://en.wikipedia.org/wiki/Housing_Benefit Housing Benefit]].&nbsp;<br/> &nbsp;


== India&nbsp; ==
== India - rent vouchers pilot ==


BT Online. "[http://www.businesstoday.in/sectors/infra/house-rent-government-vouchers-payment/story/247697.html Government might soon pay your house rent through vouchers in 100 Indian cities]." March 9th, 2017. [http://www.businesstoday.in/sectors/infra/house-rent-government-vouchers-payment/story/247697.html http://www.businesstoday.in/sectors/infra/house-rent-government-vouchers-payment/story/247697.html].<br/> &nbsp;
BT Online. "[http://www.businesstoday.in/sectors/infra/house-rent-government-vouchers-payment/story/247697.html Government might soon pay your house rent through vouchers in 100 Indian cities]." March 9th, 2017. [http://www.businesstoday.in/sectors/infra/house-rent-government-vouchers-payment/story/247697.html http://www.businesstoday.in/sectors/infra/house-rent-government-vouchers-payment/story/247697.html].<br/> &nbsp;


== Proposed programs&nbsp; ==
== Universal housing vouchers ==


=== Universal housing vouchers ===
=== Bipartisan Policy Center proposal (2013) ===

==== Bipartisan Policy Center (2013) ====
<blockquote>
<blockquote>
==== ''"The commission recommends that our nation transition to a system in which our most vulnerable households, those with extremely low incomes (at or below 30 percent of area median income) are assured access to housing assistance if they need it. Assistance should be delivered through a reformed Housing Choice Voucher program that, over time, limits eligibility to only the most vulnerable families."<br/> &nbsp;''[BPC 2013]:&nbsp; ====
==== ''"The commission recommends that our nation transition to a system in which our most vulnerable households, those with extremely low incomes (at or below 30 percent of area median income) are assured access to housing assistance if they need it. Assistance should be delivered through a reformed Housing Choice Voucher program that, over time, limits eligibility to only the most vulnerable families."<br/> &nbsp;''[BPC 2013]:&nbsp; ====
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''"We recommend providing the expanded assistance through a reformed housing voucher program. To reduce costs, we further recommend that, as families currently enrolled in the housing voucher program turn back their subsidies due to rising household income or other factors, all newly available vouchers be issued to extremely low-income households, ensuring that voucher assistance is deeply targeted to the households with the greatest needs.118 Households who qualify for the program and subsequently experience increased income would not immediately lose assistance; however, these households would be expected to make an increased payment that is proportionate to their increase in income."&nbsp;<br/> (p.89).<br/> <br/> According to an analysis prepared for the commission by Abt Associates, the estimated annual cost of providing this increased coverage is approximately $22.5 billion.d This is the estimated cost of providing a Housing Choice Voucher type subsidy to currently unassisted, cost-burdened renter households with incomes at or below 30 percent of AMI who would be expected to participate in such a program were it available. The estimated cost takes into consideration resources that are projected to become available, over time, as the existing voucher program shifts from serving households up to 80 percent of AMI to serving households with incomes that do not exceed 30 percent of AMI."&nbsp;<br/> (p.90)''
''"We recommend providing the expanded assistance through a reformed housing voucher program. To reduce costs, we further recommend that, as families currently enrolled in the housing voucher program turn back their subsidies due to rising household income or other factors, all newly available vouchers be issued to extremely low-income households, ensuring that voucher assistance is deeply targeted to the households with the greatest needs.118 Households who qualify for the program and subsequently experience increased income would not immediately lose assistance; however, these households would be expected to make an increased payment that is proportionate to their increase in income."&nbsp;<br/> (p.89).<br/> <br/> According to an analysis prepared for the commission by Abt Associates, the estimated annual cost of providing this increased coverage is approximately $22.5 billion.d This is the estimated cost of providing a Housing Choice Voucher type subsidy to currently unassisted, cost-burdened renter households with incomes at or below 30 percent of AMI who would be expected to participate in such a program were it available. The estimated cost takes into consideration resources that are projected to become available, over time, as the existing voucher program shifts from serving households up to 80 percent of AMI to serving households with incomes that do not exceed 30 percent of AMI."&nbsp;<br/> (p.90)''
</blockquote>
</blockquote>
==== proposed in Matthew Desmond's&nbsp;''Evicted.&nbsp;'' ====
=== proposed in Matthew Desmond's&nbsp;''Evicted.&nbsp;'' ===
<blockquote>''In “Home and Hope,” the epilogue of Evicted, Desmond lays out his policy prescription for America’s broken housing system. “The idea is simple,” Desmond writes. The government should guarantee rental subsidies to all low-income families struggling to pay rent. With vouchers in hand, families could choose where they wanted to live — “as long as their housing was neither too expensive, big, and luxurious nor too shabby and run-down” — without the fear of falling into debt and, inevitably, facing eviction.&nbsp;''</blockquote>
<blockquote>''In “Home and Hope,” the epilogue of Evicted, Desmond lays out his policy prescription for America’s broken housing system. “The idea is simple,” Desmond writes. The government should guarantee rental subsidies to all low-income families struggling to pay rent. With vouchers in hand, families could choose where they wanted to live — “as long as their housing was neither too expensive, big, and luxurious nor too shabby and run-down” — without the fear of falling into debt and, inevitably, facing eviction.&nbsp;''</blockquote>
=== &nbsp; ===
=== &nbsp; ===


=== Rental tax credit&nbsp; ===
== Rental tax credit&nbsp; ==


==== Center for Budget and Policy Priories, 2013 ====
=== Center for Budget and Policy Priories, 2013 ===


==== Barbara Sard&nbsp;and Will Fischer. "Renters’ Tax Credit Would Promote Equity and Advance Balanced Housing Policy." Center for Budget and Policy Priorities, 21 August 2013.<br/> [https://www.cbpp.org/research/housing/renters-tax-credit-would-promote-equity-and-advance-balanced-housing-policy. https://www.cbpp.org/research/housing/renters-tax-credit-would-promote-equity-and-advance-balanced-housing-policy.&nbsp;] ====
Barbara Sard&nbsp;and Will Fischer. "Renters’ Tax Credit Would Promote Equity and Advance Balanced Housing Policy." Center for Budget and Policy Priorities, 21 August 2013.<br/> [https://www.cbpp.org/research/housing/renters-tax-credit-would-promote-equity-and-advance-balanced-housing-policy. https://www.cbpp.org/research/housing/renters-tax-credit-would-promote-equity-and-advance-balanced-housing-policy.&nbsp;]


==== <br/> Refundable housing tax credit - City Observatory, 2016 ====
=== <br/> Refundable housing tax credit - City Observatory, 2016 ===


=== proposed in&nbsp;''City Observatory,&nbsp;''2016, by Daniel Hertz.&nbsp; ===
proposed in&nbsp;''City Observatory,&nbsp;''2016, by Daniel Hertz.&nbsp;


&nbsp;
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==== FAIR (Federal Assistance In Rental) Credit - Terner Center, 2017 ====
=== FAIR (Federal Assistance In Rental) Credit - Terner Center, 2017 ===


''(proposed by Galante, et al, at Terner Center for Housing Innovation, UC Berkeley).&nbsp;''
''(proposed by Galante, et al, at Terner Center for Housing Innovation, UC Berkeley).&nbsp;''
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==== Rent Relief Act - US Rep. Crowley, 2017 ====
=== Rent Relief Act - US Rep. Crowley, 2017 ===


federal legislation from U.S. Representative Joe Crowley that would provide refundable tax credits to renters spending >30% of income.<br/> [http://www.timesledger.com/stories/2017/34/crowleyrents_2017_08_25_q.html. http://www.timesledger.com/stories/2017/34/crowleyrents_2017_08_25_q.html.&nbsp;]
federal legislation from U.S. Representative Joe Crowley that would provide refundable tax credits to renters spending >30% of income.<br/> [http://www.timesledger.com/stories/2017/34/crowleyrents_2017_08_25_q.html. http://www.timesledger.com/stories/2017/34/crowleyrents_2017_08_25_q.html.&nbsp;]
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=== United for Homes (from NLIHC etc) ===
== United for Homes (from NLIHC etc) ==


[http://www.unitedforhomes.org/ United for Homes] is an advocacy project led by [[Nlihc.org|NLIHC, National Low Income Housing Coalition]]. &nbsp;Information from unitedforhomes.org:&nbsp;
[http://www.unitedforhomes.org/ United for Homes] is an advocacy project led by [[Nlihc.org|NLIHC, National Low Income Housing Coalition]]. &nbsp;Information from unitedforhomes.org:&nbsp;
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Issues&nbsp;
== Issues&nbsp; ==


&nbsp;@YIMBYwiki lao.ca.gov/Publications/R… "Scarcity of Housing Undermines Housing Vouchers. "
&nbsp;@YIMBYwiki lao.ca.gov/Publications/R… "Scarcity of Housing Undermines Housing Vouchers. "